RPT-20 — KYC Completeness & Overdue Reviews

Certified daily view of KYC state, risk bands and review schedules for Compliance. Report owner: Ahmed Al Blooshi (MLRO) · operational steward: Noura Saeed (KYC Checker). Restricted access — Compliance roles only.

RPT-20 CMP-04 CMP-10 §9.2

KYC workspace Compliance dashboard

Report certification & definition Certified Definition v2.4

Report owner: ABAhmed Al Blooshi — MLRO
Business definition: KYC profile completeness, risk-band distribution and periodic-review punctuality for all in-scope parties (CMP-04)
Authoritative dataset: dwh.fct_kyc_state (governed semantic layer)
Refresh cadence: Daily 06:00 GST batch
Last refresh: 17 Jul 2026 06:04 GST · next 18 Jul 06:00

Certification state: Certified — reconciled to party master & review scheduler
Definition version: RPT-20 v2.4 · approved 14 May 2026 (change CHG-2026-0388)
Governing policy versions: Risk model RM-2026.1 · KYC policy pack KYC-2026.3 · AML jurisdiction pack UAE-AML v5.0
Source-version trace: Every row carries the risk-model and policy-pack version used at assessment time
Access scope: MLRO, Compliance analysts, Auditor (read-only) — PII masked by default for all

Control (Table 15): restricted access and source-version trace This report is visible only to Compliance roles; drill-down to a party opens the KYC workspace subject to that user's scope. Emirates ID, passport and contact fields are masked (e.g. 784-19●●-●●●●●●●-●). Export is watermarked and audited; each figure traces to the risk-model version and policy-pack version in force when the assessment was approved (CMP-11 source traceability).

Parties in scope

4,812

Reconciles to party master 4,812

KYC complete

93.4%

▲ 0.6 pt vs 30 days ago

Overdue reviews

▼ 5 breached >30d — escalated to MLRO

High-risk parties

9 with EDD tasks open (CMP-04)

Docs expiring ≤30d

Renewal tasks auto-created

KYC completeness by risk bandRisk model RM-2026.1

Risk band	Parties	Complete	Overdue reviews	Review cycle (KYC-2026.3)
Low	3,610	97.1%	14	Every 36 months
Medium	1,102	92.5%	12	Every 24 months
High	62	88.6%	8	Every 12 months + EDD
PEP-linked	38	84.2%	3	Every 12 months + senior approval
All bands	4,812	93.4%	37	Reconciles to `cmp.review_schedule`

Report definition of done (§9.2)7 / 7 met

§9.2 criterion	Status	Evidence
Named owner & business definition	Met	Ahmed Al Blooshi · definition v2.4
Authoritative dataset & lineage	Met	`dwh.fct_kyc_state` · LIN-RPT20-v2
Filters, dimensions, currency/time zone	Met	GST dates · risk-band + party-type dimensions
Refresh & certification state	Met	Daily 06:00 · Certified badge shown
Permission-aware drill-down, controlled export	Met	Scope-checked drill-down · watermarked export
Reconciliation totals, tolerances, evidence	Met	Totals tie to party master & scheduler (Δ 0)
Accessible chart/table alternative · EN/AR labels	Met	Bars + table · AR label set v1.2 approved

Review schedule — overdue & due within 30 days 37 overdue 51 due ≤30d

Party	Type	Risk band	KYC status	Last review	Next review due	Days overdue	Assigned analyst	Source versions
Falcon Trading FZ-LLC PTY-0031177 · UBOs: Khalid Mansour 60%, Sara Mansour 40%	Corporate	High	UBO refresh required	26 Jun 2025	26 Jun 2026	21	YKYusuf Karim	RM-2025.2 · KYC-2025.4
Rashad M. Al ●●●●● PTY-0040211 · 784-19●●-●●●●●●●-●	Individual	PEP-linked	EDD in progress	03 Jun 2025	03 Jun 2026	44	NSNoura Saeed	RM-2025.2 · KYC-2025.4
Restricted party ●●●●●● PTY-00●●●●● · case-restricted — request access via MLRO	Individual	High	Restricted	●●	●●	38	Case team only	RM-2025.2 · KYC-2025.4
Noor Development Group PTY-0018002 · landlord / developer	Corporate	Medium	Complete	10 Jul 2024	10 Jul 2026	7	YKYusuf Karim	RM-2024.2 · KYC-2024.3
GulfTech Facilities LLC PTY-0022650 · vendor · TL 784112 valid	Corporate	Medium	Trade licence renewal doc missing	05 Jul 2024	05 Jul 2026	12	YKYusuf Karim	RM-2024.2 · KYC-2024.3
Prime Link Realty PTY-0027433 · external broker · ORN 1203	Corporate	Medium	Complete	21 Jul 2024	21 Jul 2026	0	NSNoura Saeed	RM-2024.2 · KYC-2024.3
Amina Noor PTY-0044821 · 784-19●●-●●●●●●●-● · active deal DL-2026-0187	Individual	Low	Complete	12 Feb 2026	12 Aug 2026	0	YKYusuf Karim	RM-2026.1 · KYC-2026.3
D. Volkov PTY-0044918 · passport 75●●●●●●2	Individual	Medium	In progress — proof of address pending	New profile	24 Jul 2026	0	NSNoura Saeed	RM-2026.1 · KYC-2026.3
Hessa Al ●●●●● PTY-0043376 · 784-19●●-●●●●●●●-● · offer OF-2026-0281	Individual	Low	Complete	02 Jul 2026	02 Jul 2029	0	YKYusuf Karim	RM-2026.1 · KYC-2026.3
Al Saqr Holdings ●●● PTY-0038854 · legal hold LH-2026-04 — review paused, clock retained	Corporate	High	On legal hold	14 May 2025	14 May 2026	64	ABAhmed Al Blooshi	RM-2025.1 · KYC-2025.2
Reconciliation — rows shown 10 of 88 (37 overdue + 51 due ≤30d)						37	= `cmp.review_schedule` overdue count 37	Variance 0

Lineage — source to report (§9.2)Lineage ref LIN-RPT20-v2

cmp.kyc_profiles→ cmp.risk_assessments→ cmp.review_schedule→ dms.documents→ tfm_kyc_state v2026.05.2 (RM-2026.1 · KYC-2026.3)→ dwh.fct_kyc_state→ RPT-20 viewer

Source object	System	Version / watermark	Extracted
`cmp.kyc_profiles`	Compliance	Snapshot 17 Jul 05:55 · 4,812 parties	17 Jul 06:01
`cmp.risk_assessments`	Compliance	Approved assessments only · model version retained per row	17 Jul 06:01
`cmp.review_schedule`	Compliance	Scheduler run 17 Jul 05:30 · 88 open items	17 Jul 06:02
`dms.documents`	DMS	Expiry index 17 Jul · 84 expiring ≤30d	17 Jul 06:03

Static render mockup — no live data. Source: ERP Modern Development Specification v2.0 · Covers: RPT-20 (Table 15), §9.1–9.2 reporting principles & definition of done, CMP-04 risk/EDD reviews, CMP-10 compliance dashboards, CMP-11 source-version traceability.